DO NOT DELETE When a medical or mental health condition affects your ability to earn an income, you may be qualified for financial assistance. The Social Security Administration (SSA) oversees a benefits program for those who meet the requirements. If you have enough work history and a qualifying medical condition, you might be paid a monthly benefit known as Social Security Disability Insurance (SSDI). Being approved for benefits is a long and challenging process but worth it for those who can no longer work at their jobs.
DO NOT DELETE Bankruptcy is something that most of us try to avoid at all costs. Declaring bankruptcy can feel like a financial failure. However, sometimes life events make ti to where bankruptcy is the best option financially. Things like medical debt, accidents, extended periods without a job, being irresponsible with money, and other situations can make filing for bankruptcy necessary. While it may not be something you want to do, it's often the best way to start over with a clean slate.
Working with an estate planning attorney is about dealing with a host of possibilities, including death, incapacity, major medical decisions, and even physical disappearance. However, it's also important to think about the contingencies that can arise within the estate plan itself. Here are three scenarios you need to prepare for when you establish or modify a plan. The Successorship of the Executor It might sound like a royal title that no longer exists, but the successor to the executor is one of the most important contingencies to think about.
When a minor-aged child is in need, the state may step in. Children under the age of 18 hold a special, protected status in the court system. When biological parents are unable to care for a child, a guardian may be appointed by the family court. As a guardian, the legal responsibility is the same as that of a parent. To find out more, read on. When Are Guardians Needed?
When you put your child on a school bus each morning, you are entrusting the driver to safeguard your child to and from school. Sadly, school bus accidents do happen and can result in major injuries or even death. If your child is on the school bus when it gets into an accident, you need to know how to react. Here are some things you need to do: Make Sure the Child Is Not Injured